Express Building Logo
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Bridge loan for
small to medium sized developers
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express building image

Pembiayaan Express Building (EB)

adalah pinjaman jangka pendek bagi pengembang untuk membangun rumah yang terjual dengan cepat dan memperluas proyek pengembangan yang terjual.

KAPAN PENGEMBANG MENGGUNAKAN PEMBIAYAAN EB
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Use Cases
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Built Home
Bridges the bank mortgage disbursement delay to the residential developer
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Home to be Built
100% construction financing to residential developers for pre-sold units with preapproved mortgages

Different ways for Developers to finance the construction of a home

Loan TypeScalableLTC (1)Max LoanAPRCollateral
Express BuildingYes100%<72% of Home Price15% - 24%POA (2)
Investor EquityNo<80%<80% of Project Cost20% - 36%n/a
ConstructionNo<80%<80% of Project Cost13% - 36%Fixed Asset
Multi-purposeNo<70%<75% of Collateral13% - 36%Fixed Asset
ContractorNo<70%<80% of Collateral13% - 36%Fixed Asset
  • (1) Loan-to-Construction Costs
  • (2) Power of attorney allowing Express Building to step-in during a default to do the following:
    (1) finish construction(2) sell the unit(3) repay back lenders
Disclosure statement on Loan/Credit Transaction Document
Pembiayaan Express Building adalah pinjaman jangka pendek dengan jaminan

Istilah Pembiayaan Express Building

  • Nominal = Jumlah nominal yang dibutuhkan sebagaimana tercantum di SP3K
  • Tenor Pinjaman = Masa berlaku SP3K
  • Bayar bunga bulanan, pokok pinjaman saat jatuh tempo

*SP3K: Surat Penegasan PersetujuanPenyediaan Kredit (Letter of Confirmation of Credit Provision Approval)

BAGAIMANA CARA KERJA EXPRESS BUILDING?

  • 1
    Pengembang menyerahkan dokumen KYC
  • 2
    Setelah disetujui, pengembang menyerahkan dokumen pencairan dana
  • 3
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    Pengembang menerima dana

Mengatur solusi pembiayaan untuk backlog perumahan Indonesia